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Keeping
your home
in a chaotic market
Published
Thursday, Sept. 17, 2009
Corinth Talks by Caldera
Web exclusive
Although they realize the dangers of the brutal, bottomless real
estate market
many Americans have decided to keep their home
to ride it out
No matter what your financial situation, there are some vital steps
that you can make to reduce your costs in keeping your home.
Check around and establish the conditions of your neighborhood.
Has the value of homes in your area fallen? One website you might
use to check the value is: http://realestate.yahoo.com/Homevalues
Get your Realtor to obtain evidence of the loss in value and then
file the needed forms with your property appraisers office
so that you can cut your property taxes.
Homeowners insurance is another step you can take to cut your
costs. Shop around for a competitive price. Another way to cut your
insurance costs might be to install an alarm system.
Refinance if you are in an ARM with increasing payments. Your local
mortgage broker can compare the costs involved with refinancing
into a potential fixed rate loan.
Should you fall behind, immediately contact your lender, you may
be able to use some of the new government programs designed to help
homeowners keep their homes. One such program is through the FHA
and is called FHASecure. It was expanded in 2008 and is designed
to help people who have fallen behind due to a recent adjustment
in the rate of their adjustable rate mortgage. http://www.hud.gov/
If you are not currently late, you may be eligible for another
type of FHA loan such as the Making Home Affordable Program. http://www.makinghomeaffordable.gov/
If
after all steps have been taken and you are near foreclosure, there
is another program named Project Lifeline that is part of the HOPE
Program. With this program the government will freeze the foreclosure
process for 30 days. This will give you time to renegotiate your
mortgage or get refinancing.
Two websites that offer information are: http://www.hopenow.com/
http://www.hud.gov/hopeforhomeowners/index.cfm
I
hope the above information will assist you in keeping your home
stay
focused and be vigilant in the process.
Please
email your thoughts or any comments to corinthtalks@gmail.com
Happiness
Published
Thursday, Sept. 10, 2009
Corinth Talks by Caldera
Web exclusive
Lately, Ive been thinking a lot about happiness. Maybe, its
because, the euphoria associated with happiness is such a mystery.
What truly makes a person happy?
Livescience.com
has done research on happiness and has many articles on its website
about the subject. It isnt what you have that makes you happy.
According to the April issue of the journal Psychological Science,
Its wanting what you have that tends to make you happier.
Its keeping that feeling of joy that you have, when you first
get something new, after the newness has worn off. Whether its
the newest electronic gadget or fastest car, its important
to realize that things are not the solution to finding happiness.
Its the ability to put forth the effort to appreciate what
you already have. Being grateful, optimistic, and forgiving of others
can be the recipe for happiness in your life.
Some believe happiness is inherited and that smiles can predict
marriage success. According to researcher David Lykken of the University
of Minnesota, Happiness is 50 percent genetic. Its
what you do with the other half that determines the joy in your
life.
Can it be true that a persons personality and ability to not
worry excessively makes them happier? According to Alexander Weiss
of the University of Edinburgh, Genes wont guarantee
happiness, but can change the way you react in stressful times.
Others believe in the concept of Six Degrees of Separation and that
if you are in a good mood, then it will spread to your friends and
your neighbors friends, contagious, like the flu.
So I have
decided to take stock of my life, be more grateful for what I have,
show kindness to others, take the time to appreciate my family and
notice lifes small pleasures. In other words, Ive decided
to use the other half and choose to be happy.
After
all, Abraham Lincoln once said, Most people are as happy as
they make up their mind to be.
Please
email your thoughts or any comments to corinthtalks@gmail.com
Keeping
your home
In a chaotic market
Published Thursday, August 27
CorinthTalks by Caldera
Web exclusive
Although they
realize the dangers of the brutal, bottomless real estate market
many Americans have decided to keep their home
to ride it
out
No matter what your financial situation, there are some vital steps
that you can make to reduce your costs in keeping your home.
Check around and establish the conditions of your neighborhood.
Has the value of homes in your area fallen? One website you might
use to check the value is: http://realestate.yahoo.com/Homevalues
Get your Realtor to obtain evidence of the loss in value and
then file the needed forms with your property appraisers office
so that you can cut your property taxes.
Homeowners insurance is another step you can take to cut your
costs. Shop around for a competitive price. Another way to cut your
insurance costs might be to install an alarm system.
Refinance if you are in an ARM with increasing payments. Your local
mortgage broker can compare the costs involved with refinancing
into a potential fixed rate loan.
Should you fall behind, immediately contact your lender, you may
be able to use some of the new government programs designed to help
homeowners keep their homes. One such program is through the FHA
and is called FHASecure. It was expanded in 2008 and is designed
to help people who have fallen behind due to a recent adjustment
in the rate of their adjustable rate mortgage. http://www.hud.gov/
If you are not currently late, you may be eligible for another type
of FHA loan such as the Making Home Affordable Program.
http://www.makinghomeaffordable.gov/
If
after all steps have been taken and you are near foreclosure, there
is another program named Project Lifeline that is part of the HOPE
Program. With this program the government will freeze the foreclosure
process for 30 days. This will give you time to renegotiate your
mortgage or get refinancing.
Two websites that offer information are:
http://www.hopenow.com/
http://www.hud.gov/hopeforhomeowners/index.cfm
I
hope the above information will assist you in keeping your home
stay
focused and be vigilant in the process.
Please email
your thoughts or any comments to corinthtalks@gmail.com
You
can sell your home but
Published Thursday, July 23
CorinthTalks by Caldera
Web exclusive
Theres a certain truth to the old saying, Anyone can list
your home, but selling it is another matter.
Todays market is increasingly full of new Notice of Defaults,
pre-foreclosures, and foreclosures. This creates a potential buyers
market. At the same time, increasing unemployment or potential job
loss make some buyers wary of committing to a new home. To combat
these uncontainable issues, one needs to:
Wisely choose a realtor who utilizes creative marketing and has a
recent track record of property selling. Many Realtors offer multi-faceted
marketing strategies, from print, online websites, virtual tours,
and special email launches. These are very important and all need
to be included in the marketing of your home. When interviewing your
potential Realtor, ask for recent, comparable sales to your home.
However, make sure the comps are truly recent, actual
sales, and really comparable. To aggressively list your home for a
quick sale, you will need to take an average of the comps and
I
know you dont want to hear this, but it is important
mark
down at least 10 percent and realize you may need to make another
mark down if the market continues to plummet. Your realtor will give
you an estimate of final proceeds of the sale showing the amount you
will receive after all costs, etc. are deducted. If you property is
attractively priced, then the final sale price shouldnt be notably
lower than the original listing price.
One unwise move that most people make is listing their home for an
unreasonable price. It is often a number they dont believe will
be the final sale price. While it is true you can mark down the price,
you have shot yourself in the foot from the start and in a down market
this can cause you to lose potential buyers. This misstep is a recipe
for failure
the best time to attract a buyer is within a short
window after your first listing of the property. Contrary to popular
belief showing your home after it has been on the market for several
months rarely results in a sale. Often the only person to benefit
is the Realtor who meets possible buyers for other homes.
A wise move that will motivate Realtors in your area is to offer a
special commission bonus. An extra point or two will inspire more
Realtors to actively market your home. One thing to remember is to
make sure that this incentive is listed on the MLS, so when Realtors
pull potential properties for a buyers viewing, they will automatically
include your property.
Another important thing to remember is that your homes first
impression goes a long way in the sale of your home. There are numerous
television shows about staging your home, but a clean home will go
a long way to improving your sale. You might need to repaint, clean
carpets and do a lawn makeover, but every penny and minute of your
time will be worth it.
When that first bid comes in
never immediately say no,
even if it is insulting and the most absurd number. Property sales
are all about negotiation. Let your agent foster the negotiations
and create a cozier conversation about the true value of your property.
Along the way, you will learn the buyers objections and if you
are still unable to come to an agreement, you will be able to use
this knowledge to assist in the sale to another potential buyer.
Last but not least, you might consider offering a special incentive
to the buyer to close the deal. But remember this isnt something
you would do at the start of the sale process and is usually done
after your Realtor gets a sense of what the buyers are looking
for in a home and how it compares with your property. An example might
be offering to pay some closing costs or giving a small redecoration
allowance.
If you choose to incorporate some of the above tips, you will be ahead
of the game in the potential sale of your home.
Please email your thoughts or any comments to corinthtalks@gmail.com
What
I wish for
Published
Thursday, July 9
Corinth Talks by Caldera
Web exclusive
I yearn for
just one media outlet, whether it is television or print that offers
just the facts and not opinion when giving the news. I can form
my own opinion. Often it seems our media is like a scratched record.
It gets stuck on an item, whether its an entertainers
sorrowful death or a public officials search for his quote
soul mate and cant move past it. The same facts
are rehashed for days and sometimes weeks at a time. No wonder we,
the public, disengage and seem uninformed on important issues.
Our economy
is one item that has been covered, but at the same time needs more
coverage. I want to know the fine details of bills being considered
in our Congress and Senate. PLEASE BORE me with the little details
that are going to affect my life. After the deal is done, it is
too late, for the anger and disappointment that all too frequently
arise.
Term limits
is something I desire and feel would benefit all elected officials.
The relationship formed by power, ego, and greed often causes great
pain and embarrassment. Too frequently our elected governmental
officials lose sight of what caused them to choose public office
we need elected officials who are honest and take the time to do
their job
who READ the bills before they vote. WHAT, I ask
you, is the difference between Congressmen or other elected officials
in our government being offered special favors, in order for their
vote and the Blagovitch scandal? How can our elected officials condone
3AM amendments to bills and vote without knowledge of the possible
consequences to the American people?
Trust, honesty,
and the old fashioned ability to keep ones word is also a
wish of mine. I was brought up that if you promised something that
you did everything in your might to keep that promise
. to
keep your word. These are just a few of my wishes. What are yours?
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
Heroes
among us
Published Thursday, June 25
Corinth Talks by Caldera
Web exclusive
While vacationing
in Pensacola, Florida this month, it was an honor to meet a true
American hero of the Vietnam War.
Just to
set the scene, we are driving down Navy Boulevard, leaving the National
Museum of Aviation, where moments before we viewed incredible displays
of vintage aircraft and enjoyed
lunch
in a replica of Subic Bay, Philippines. Now
just to the left
of us, a long-grey-haired biker on a three-wheeler is passing with
a Medal of Honor decal displayed on the front of his bike. My spouse,
being the gregarious man that he is, rolls down his window and asks
him to pull over
thats the police officer and retired
military still inside him
and lo and behold
the man
pulls over.
His name
is Leonard Keller, originally from Rockford, Illinois, but now living
in Florida. He kindly posed for a few pictures and offered a little
history about his tour in Vietnam. He joined the US Army as a Sergeant
and in May of 1967 was sent to AP BAC Zone, Vietnam. For his courageous
actions during combat, President Johnson awarded him the Medal of
Honor in 1968.
After
returning to our hotel, we were eager to learn more and visited
some sites on the Internet. An Act of Congress established the Medal
of Honor in 1861, which my husband, who loves military history,
knew. The President presents the award in the name of Congress.
It is the highest military decoration given to any member of the
Armed Forces of the United States, who has distinguished him or
herself via courageous actions that
risk life
go above
and beyond the call of duty during combat action against an enemy
of the United States. It isnt an award that one seeks
.
but an honor derived through selfless courage and integrity.
The Smithsonian
American History Museum has a Medal of Honor Exhibit and an interactive
Medal of Honor database. It was truly an honor to meet such a personable
defender of our country and I can only hope to have the pleasure
of meeting others, who have given so much for the freedom we enjoy.
Three sites
listed Lenny Kellers bravery and recounted his actions:
http://www.cmohs.org/recipient-detail/3326/keller-leonard-b.php
http://www.homeofheroes.com/moh/citations_living/vn_a_keller.html
http://www.history.army.mil/html/moh/vietnam-m-z.html
KELLER, LEONARD
B.
Rank and organization: Sergeant, U.S. Army, Company A, 3d Battalion,
60th Infantry, 9th Infantry Division. Place and date: AP BAC
Zone, Republic of Vietnam, 2 May 1967. Entered service at: Chicago,
Ill.
Born: 25 February 1947, Rockford, Ill.
Citation: For
conspicuous gallantry and intrepidity in action at the risk of his
life above and beyond the call of duty. Sweeping through an area
where an enemy ambush had occurred earlier, Sgt. Keller's unit suddenly
came under intense automatic weapons and small arms fire from a
number of enemy bunkers and numerous snipers in nearby trees. Sgt.
Keller quickly moved to a position where he could fire at a bunker
from which automatic fire was received, killing 1 Viet Cong who
attempted to escape. Leaping to the top of a dike, he and a comrade
charged the enemy bunkers, dangerously exposing themselves to the
enemy fire. Armed with a light machinegun, Sgt. Keller and his comrade
began a systematic assault on the enemy bunkers. While Sgt. Keller
neutralized the fire from the first bunker with his machinegun,
the other soldier threw in a hand grenade killing its occupant.
Then he and the other soldier charged a second bunker, killing its
occupant. A third bunker contained an automatic rifleman who had
pinned down much of the friendly platoon. Again, with utter disregard
for the fire directed to them, the 2 men charged, killing the enemy
within. Continuing their attack, Sgt. Keller and his comrade assaulted
4 more bunkers, killing the enemy within. During their furious assault,
Sgt. Keller and his comrade had been almost continuously exposed
to intense sniper fire as the enemy desperately sought to stop their
attack. The ferocity of their assault had carried the soldiers beyond
the line of bunkers into the tree line, forcing snipers to flee.
The 2 men gave immediate chase, driving the enemy away from the
friendly unit. When his ammunition was exhausted, Sgt. Keller returned
to the platoon to assist in the evacuation of the wounded. The 2-man
assault had driven an enemy platoon from a well-prepared position,
accounted for numerous enemy dead, and prevented further friendly
casualties. Sgt. Keller's selfless heroism and indomitable fighting
spirit saved the lives of many of his comrades and inflicted serious
damage on the enemy. His acts were in keeping with the highest traditions
of the military service and reflect great credit upon himself and
the U.S. Army.
CorinthTalks
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columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
25,000
mornings
what will you do with them?
Published
Thursday, June 18
CorinthTalks by Caldera
Web exclusive
I recently
heard on cable show that actuaries had determined an approximate
figure for the average persons lifespan. This number has stuck
in the back of my mind ever since I heard it. Im sure you
know many people who have lived longer than the 68.49151 years that
equals 25,000 mornings. My sweet neighbor is one. She is in her
early nineties, still drives her Mercury and does her own shopping.
According to the above statistic, she has defied the odds
.
and I feel we are all the better for her doing it.
My mom barely made it to 26,280 mornings. She passed due to lung
cancer brought on by smoking most of her lifetime. Even the prospect
of death couldnt stop her from choosing to smoke her favorite
Pall Mall cigarette. Our family lost not only a loved one
but also, my grandchildren lost the opportunity to know her laughter
and feel her warm hugs. I miss her every hour of everyday. I wish
I had taken more time to be with her
just doing the small
things
listening and not always being in such a rush to do
things, that have turned out
werent all that important,
after all and didnt really matter.
But I
hadnt heard the theory then.
Its
funny how some things stick in your memory. When I was in elementary
school, a popular song on the radio was Ca-Sa-Ra-Sa-Ra. The tune
in it goes something like this
What-ever-will-be-will-be
The
futures not ours to see
Ca-Sa-Ra-Sa-Ra
What-will-be-will-be.
Those were the years, I remember my parents emphasizing that I could
do anything, if I worked hard enough.
Then in
the 60s, I heard John F. Kennedy and his famous quote, Ask
not what your country can do for you, but what you can do for your
country.
So I filled my days with learning and striving to do more. All my
life, I have tried to fulfill the cliché, Be all that
you can be.
I wonder
if as a teenager that I knew the actual number of mornings of my
life
would I have changed the choices that I have made? Im
not sure
maybe
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
Good
schools:
What sets them apart
Published
Thursday, May 28
CorinthTalks by Caldera
Web exclusive
A good school is
obvious to any parent. It is a safe, caring, and creative learning
environment. I once heard that a good school identifies with a commitment
to individuality with values. To me this means that each student is
valued for whom they are and teachers nurture their talent and potential.
Selecting a quality teaching staff
committed and willing to
give up hour after hour to help their students
is the most important
act for any school's administration.
The pre-teen
and teen years offer another challenge for parents and educators.
Did you know that the term adolescence is characterized by a "lack
of self esteem?" A school that offers a wide range of subjects
and activities will enable a child who might not be the 'A' student
in math or English to explore another subject or activity. They
might benefit from learning a musical instrument, participating
in a drama production or speaking a new language. This choice in
curriculum will enable the student to feel good and build better
relationships with other students.
It is also important
whether you, the parent, have a positive opinion of the school's
leadership and teaching staff. Are they inspirational and do they
have high standards in place for each student? As a parent of a
potential student, I would look at what the media is saying about
the school's standards and quality of care. Then I would visit the
school and the classroom and sit in on some lectures. Is the teacher
connected and interested in each child? Good teachers will use their
academic knowledge to stretch each student to fulfill their potential
with
more than just book knowledge
they would inspire and teach.
Such positive support will give each student a foundation of independent
learning and thinking skills to sustain them throughout their life.
They will be able to go as far as they can go full of self-esteem
and confidence. Cresst - a research unit of UCLA Graduate School
of Education - offers other qualities of a good school at the website:
http://www.cse.ucla.edu/products/parents/cresst_GoodSchool.pdf
CorinthTalks
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The
speed king
Published Thursday, April 23
CorinthTalks by Caldera
Web exclusive
If you have
ever heard his name spoken, then you will quickly learn that Roscoe
Turner is a legend in Corinth. From small town boy to being an important
part of the Golden Age of Aviation, he is linked with other aviation
daredevils such as Charles Lindberg, Amelia Earhart, Wiley Post,
Howard Hughes, and Jimmy Doolittle.
Have you ever
wondered how a person with a 10th grade education could accomplish
so much? It was during a personal interview in 1969, with Barbara
Tope and Wayne Ingles, that he exposed personal aspects of his colorful
and courageous life. When asked how did this happen? Roscoe replied,
I set an objective and I didnt leave it.
I mean I kept right on it, you know. Roscoe had left
home after a disagreement, with his cautious father, regarding a
future career. While in Memphis, he saw his first airplane and was
captivated by a desire to fly. He never let a lack of formal education
keep him from pursuing his quest to fly.
Roscoe was also
enthusiastic about networking
You see, if you got enough
friends, you can do anything. He gave Will Rogers his first
airplane ride. He was a consultant to the House Science and Astronautics
Committee for three sessions of Congress and knew most of the astronauts.
Clark Gable, Edgar G. Robinson, and Wallace Berry were other famous
people he called friends.
His love of
speed brought rave reviews and at one time, he was close to FDR
and often visited the White House. He organized Nevada Airlines,
flew governors, and Richard Nixon around, before he became President.
Another endeavor was his stint as a Hollywood stunt pilot for Howard
Hughes film, Hells Angels.
Roscoes
keen bravery earned him the title of Number one American Speed Pilot.
He broke the world speed record; won six major racing trophies,
including the Henderson, Harmon, Bendix, and Thompson. He and Jimmy
Doolittle are the only ones to win both the Bendix and Thompson
Race Trophies.
Imagine day
and night flying through 16 countries, three continents, and over
perilous terrority
For just such a feat, Roscoe was featured
handsomely on the 1934 cover of Time Magazine. Their article chronicled
the daring international race and its top three performers from
Mildenhall to Melbourne. Lloyds of London gave each participant
a 1 in 12 chance of being killed.
After retiring
from racing he formed an aviation school and helped train flight
instructors, mechanics, and 3300 pilots for WWII.
Being a pioneer in speed development brought Roscoe many accolades,
such as Congress awarding him the Distinguished Flying Cross in
1952. Another endeavor, which lives on today, is that he was one
of the original organizers of the Civil Air Patrol.
The Boeing 247-D
that he flew hangs high above the main lobby of the National Air
& Space Museum in Washington, D.C. Other artifacts including
his pet lion, Gilmore reside within the Smithsonian.
Corinth dedicated our Municipal airport in his honor.
In 1970, famed
aviators and race drivers attended his funeral. He is buried at
Crown Hill Cemetery in Indiana among other prominent Americans whose
actions have contributed to our society and culture.
Roscoes
many tributes prove you dont have to originate from D.C. or
Hollywood to become someone important. So when your beloved child
displays willfulness, passion, stubbornness, even obstinacy
then
you just might have the next great pioneer to grace Times
Cover and bring honor to our country and possibly our hometown.
Should you desire
to learn more about this famous Corinthian, I suggest you utilize
Milton Sandy, Jr. s extensive research and database, "The
Roscoe Turner Personal History Database." http://mlsandy.home.tsixroads.com/Corinth_MLSANDY/roscoe.html
Crossroads Museum
http://www.crossroadsmuseum.com/take_a_tour.htm
Roscoes biography "Roscoe Turner, 1975." National
Aviation Hall of Fame.
U.S. Centennial
of Flight Record Setting Daredevil and Explorer Essay on Roscoe
Turner. http://www.centennialofflight.gov
Time Magazine.
Mildenhall to Melbourne, Vol. XXIV No. 18, October 29, 1934. http://www.time.com/time/covers/0,16641,19341029,00.html
Or you might
choose from the many books written about his career by such authors
as Carroll Glines for the Smithsonian Institution Press, Don Dwiggins,
Roger Huntington, Paul ONeil, and Jean H. Dubuque.
CorinthTalks
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columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
Kindness
. . . hopes and dreams
Published
Thursday, March 26
CorinthTalks by Caldera
Web exclusive
Today's news
seems to have more than its share of gloom and despair
from
rising unemployment, foreclosure, crime, missing children, stock
prices, and loss of retirement funds. Anyone of those could cause
a dramatic change in one's view of life. Sometimes, when I am feeling
overloaded, I just sit back, clear my mind of all the noise and
then read a favorite poem. This often inspires me to rise above
whatever problem that has entered my life. One favorite of mine,
Tao Te Ching offers a view on "Kindness," and whenever
I read it, strikes a chord of peace and contemplation of what can
be.
Kindness in
words creates confidence.
Kindness in thinking creates profoundness.
Kindness in giving creates love.
Whenever, I
hear about some dreadful crime or accident and feel a void of hope
and a void of possibilities
I turn to Emily Dickinson and her
short poem entitled, "Hopes and Dreams."
"Hope"
is the thing with feathers
That perches in the soul . . . . . . .
And sings the tune without words
And never stops . . . at all
We all have
seen families, shocked by abundant stress, who temporarily forget
the assistance available within their community. It's important
to remember that people, do care and more often than not, want to
help. Sometimes it is very difficult to give up our illusion of
control, turn it over, to trust, and ask for help.
It is vital
that we take into account that each one of us has a little feathered
being deep within that encourages us to carry on when times get
tough. I believe our humanity and the future of our country rests
on inexplicable deeds allied with the faith, kindness, hope, and
dreams that stir within us all.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
Spring
is in the air
Published Thursday, March 19
CorinthTalks by Caldera
Web exclusive
After a busy week, my personal haven for rest and relaxation is our
backyard. Today, while basking in the brief sunshine, listening to
birds sing, I couldn't help thinking of how wonderful I felt. While
some of my friends love the change of seasons...for me
springtime
provides utter contentment and
somehow, calls to my soul.
My fingers were leafing through a favorite magazine, when I came upon
a new website: www.nwf.org.
Later, while visiting the site, I learned about its mission to protect
wildlife for our children's future and found tips for creating a bird
friendly habitat. Years ago, I completed an environmental project
in Bio II class and since then I have often mused about the possibility
of turning our back yard into a friendlier habitat. After all, the
needs of birds are not much different than our own. They need the
basics: food, water and shelter. It's so simple...just provide a birdbath
for water year-round, put in some native plants to offer shelter and
food in the form of seeds, berries, and nectar.
I researched the Lady Bird Johnson Wildflower Center for a list of
native plants:www.wildflower.org/collections/printable.php?collection=MS.
The selection was large and I finally narrowed my choice to a few
favorite herbs and shrubs. Insects are a favorite food source for
many birds so the elimination of insecticides for our yard was recommended.
Keeping dead trees was mentioned as an option for potential bird shelter
in bad weather. However, I am going to obtain a few Bluebird houses
from Our Resource Center in Corinth. They offer homemade bird homes
that come in bright colors or in a rustic design.
If birds
are not to your liking
NWF offers other tips on attracting butterflies,
creating backyard ponds, starting a neighborhood friendly wildlife
habitat, and cost saving opportunities to reduce lawn care. Once our
backyard habitat is completed, I'll be able to join in the number
one sport in America
Birding. At last, I'll be able to listen
and enjoy watching my own family of woodpeckers, hummingbirds, cardinals,
finches, and blue birds without ever leaving home.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached via e-mail at corinthtalks@gmail.com
The
perfect job
Published Thursday, Feb. 26
CorinthTalks by Caldera
Web exclusive
Have you ever
wondered, what are your talents? What would be the perfect job just
for you?
While surfing
the Internet, I found Rachel Zupek's article, "Can Your Favorite
Color Determine Your Perfect Job?" Rachel is a writer for CareerBuilder.com
and she recommends using the Dewey Color System and the Color Career
Counselor to determine your most successful career path.
Now, when I
hear the term Dewey, I always think of the library and the Dewey
Decimal System. The library is one of my favorite places and I can
spend hours there. My children still joke about having to spend
DAYS at the library. For most of my life, reading and writing have
given me the greatest joy, however, I never considered it as a way
to earn a living. I've worked various careers from customer service
to property management, yet never really felt complete.
So just for
fun, not taking Rachel's article too seriously, I went to http://www.careerpath.com/careertests/colorcareercounselor.aspx
By choosing
a primary, secondary, and achromatic color, that you like the best
and least, the Color Career Counselor will determine your talents.
If you prefer yellow, purple and white: you're a communicator. If
you prefer red, green and black: you're the investor. If you prefer
blue, orange and brown: you're the activist.
The results will reveal your best occupational category. You best
category might be a researcher, creator, social manager, persuader,
doer or organizer. Based on these results, a list of careers will
be offered for consideration.
My results confirmed
what I have what I have always known in my heart. I am impulsive,
expressive, nonconforming, sensitive and emotional. I enjoy working
independently, being creative, and using my imagination. I constantly
want to learn something new. I am a "creator." I was born
to be a writer.
What about you?
I suggest giving it a try
you just might be pleasantly surprised
and find your most successful career path.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached by e-mail at corinthtalks@gmail.com
Wooooh!
Published Thursday, Feb. 19
CorinthTalks by Caldera
Web exclusive
Wooooh! The President's speech last week to put it mildly
was
upsetting. Most of us know that the economy is down and doesn't seem
to be getting better. But I think some of us were trying to work,
take care of our families and go on with our lives
we were not
taking all the media hysterics to heart.
Lately, I have
found myself preoccupied with possible layoffs and found this site
http://www.layoffdaily.com
that offers layoff news and at the same time news of who is hiring.
Unfortunately, the companies listed with jobs available are out
of state and would require moving. I've also checked
http://www.stimuluswatch.org/project/by_state/MS.
This site lists the shovel ready projects MS submitted for the stimulus,
unfortunately, I didn't see any listed for North Mississippi.
Now to hear
our President use the words...catastrophe
crisis
one can
only wonder, just how far our economy will slump and freefall. It's
scary, lowers our confidence, and some of us might feel helpless
and think, "What can I do? Where can I turn if I lose my job?"
Well, I hope they realize our town has an asset that many others
do not. We have something special in our community that binds each
of us together
what I like to call
heart.
While it's true
Corinth is a small part of the country, I believe we have something
that's more important than population size
our compassion for
our fellowman. I believe every one of us is willing to help another
in need and share what we have. Folks, WE are the SOLUTION for assisting
people in our town. Our churches, local businesses, city/county
government and local agencies such as: First Call for Help, Amen
Inc., Salvation Army, Corinth Welfare Association are just a few
of the individual agencies available for assistance. However, this
crisis might be the time to be even more proactive. Our community
might need to unite and form a local commission to think of other
ways to help our fellowman. Whether it's collecting food for the
local food pantry, offering a part time job, assisting families
with food vouchers, helping keep their electricity and water on
just
giving to those that have a need
the knowledge that their community
is there for them will mean a lot. Maybe a time will come for block
vegetable gardens
where each resident can assist in some capacity.
Whatever it takes, I believe our community has what it takes to
fill the need caused by this economy. What do you think? Send me
your ideas and I'll include them in my column. Take care and have
a blessed day.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached by e-mail at corinthtalks@gmail.com
The
Valentine's
Day craze
Published Thursday, Feb. 12
CorinthTalks by Caldera
Web exclusive
I've often heard that women need words, while for men it's action
that calls to their souls.
When it comes to the Valentine's Day craze, I believe it. Have you
ever wondered where this day began? I sought help from History.com
and found
it's a mystery. It seems Saint Valentine and yes,
guys there really was one, sent the first valentine. The legend
is that he sent his love a letter, which he signed, "From your
Valentine." From those mere words, he became one of England
and France's most popular saints, and a day was born for lovers
to proclaim their love. Historic couples such as King Edward VIII
with Ms. Simpson and Elizabeth Taylor with Richard Burton, show
the passion and power of love.
Valentine's Day doesn't have to be the marketing holiday it is today.
Cards, chocolate, and flowers are often given, but with a little
thought, you can reach your love's heart with a personal gift of
your time, a great photo of you two, a quite dinner at home, or
a favorite poem. Poems reveal thoughts, emotions, and disclose what
it is often hard for many to speak. I know poems aren't high on
many men's list, so if writing one of your own isn't a possibility,
or you don't have time to check the website, Poetry.com,
I would like to convey one from a favorite poet of mine
E.E.
Cummings.
i carry your
heart with me
i carry your
heart with me (i carry it in
my heart) i am never without it (anywhere
i go you go, my dear; and whatever is done
by only me is your doing, my darling)
i fear
no fate (for you are my fate, my sweet) i want
no world (for beautiful you are my world, my true)
and it's you are whatever a moon has always meant
and whatever a sun will always sing is you
here is the
deepest secret nobody knows
(here is the root of the root and the bud of the bud
and the sky of the sky of a tree called life; which grows
higher than the soul can hope or mind can hide)
and this is the wonder that's keeping the stars apart
i carry your
heart (i carry it in my heart)
ee cummings
www.famouspoetsandpoems.com/poets/e__e__cummings/poems/14130
Personal happiness,
health and well being, benefit from meaningful relationships, so
whatever way you decide to show your love, I hope you will share
with your loved one just how special they are to you.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached by e-mail at corinthtalks@gmail.com
Corinth:
Small town
with a big heart
Published
Thursday, Feb. 5
CorinthTalks by Caldera
Web exclusive
Back in the '89, after traveling the world in the military, our
family retired from overseas with three young children and without
a home to call our own. When we came to visit relatives in Mississippi,
we never thought we would move here. We had lived the traditional
military life with numerous moves and the constant need to start
over in places, where we didn't know our neighbor's name. Our plans
were to settle down near the beach in a large town.
Today, if you're considering relocation or retirement, you might
consider using a website such as www.findyourspot.com,
where you'll take a quiz and get a list of America's best places
to fit your lifestyle. But if you hate taking quizzes
just
let me tell you how we decided to make Corinth our hometown.
While driving down Highway 72, we saw people waving hello and I
wondered aloud to my husband, "Do you know them?" First,
let me tell you that in those days, most people didn't carry cell
phones and it was a more personal time. It was a wonderful thing
to
have people in cars waving hello, friendly smiles from passersby,
see police stop to assist stranded motorists, and watch families
involved in recreation
these were the things that started us
thinking twice about making Corinth our hometown. Later, while standing
in a busy cashier's line, feeling out of place and alone, a lady
introduced herself and welcomed us to Corinth. This rich, generous,
emphatic nature and strong spirit impressed us with the possibility
of living in Corinth.
Corinth is the small town for anyone wanting affordability, mild
climate, low crime, good medical care, educational, cultural, historical,
and recreational opportunity. Two Internet sites www.corinth.ms
and www.corinth.net
offer testimony about the splendor of Corinth, a place to explore
the riches of the present and the past. If you enjoy history, arts
and culture, museums, festivals, antique homes and car shows, but
most of all people who are friendly, welcoming
then Corinth's
small town ambiance, just might be the hometown for you.
CorinthTalks
by Caldera is the newest addition to the web exclusive featured
columnists. Caldera can be reached by e-mail at corinthtalks@gmail.com